Lend. Underwrite. Earn.
Unlocking business growth by bringing businesses on-chain through tokenised lending and AI-powered risk management.
Trusted by
What is Kea?
Lend. Underwrite. Earn.
Lend on real businesses. Earn real yield. The future of private credit
What is Kea?
Redefining Lending Safety
Revolutionising credit markets for the digital era by merging institutional lending and yield strategies with the precision and speed of web3. On-chain, transparent, scalable.
How Kea Works?
Confidence in Action
Simplifying lending into 4 steps: tokenising assets, AI-driven credit scoring, fund pooling, and governed automation.

Kea introduces a programmable, dual-token model for decentralized lending protection.
Asset Tokenisation
Transform real-world assets like invoices and inventory into liquid, tradable tokens verified on the blockchain.
AI-Driven Credit Scoring
KeaFi, our AI-powered risk engine, objectively evaluates borrower risk, ensuring unbiased and data-led investment decisions.
Decentralised Lending Pools
Funds are pooled from global lenders, offering capital to SMEs while providing lenders with attractive, risk-adjusted returns.
Governed Automation:
All processes, are governed by open-source smart contracts, ensuring transparency, security, and permissionless access.
How to participate
Get Started as a Lender/Borrower
Kea offers seamless participation with clear steps to accessing or providing capital on-chain. Get started to unlock new growth opportunities.
01
Sign Up
Create your account to ensure secure participation.
02
Choose Your Role
Select whether you wish to be a lender or borrower based on your investment & financing needs.
03
Fund or Tokenise Assets
Lenders can find the lending pool, while borrowers can tokenize their assets.
04
Track & Manage Investments
Monitor your returns, loan status, and asset performance through Kea's transparent, real-time dashboard
Who is Kea For?
For Individuals & Institutions
Kea bridges DeFi liquidity to real businesses across the world, enabling seamless trade and fast funding to accelerate growth.
Our tailored credit structures enabled by on-chain efficiency allow businesses to move and grow seamlessly.
Get paid and grow faster by turning your invoices into upfront cash. Simple. Direct. Efficient.
Stock up an capitalise on opportunities fast with seamless, DeFi backed funding for you inventory needs.
For Developers
Power Cross-Chain Transfers with Ease
Built for Builders
Easily integrate cross-chain digital asset transfers into your product.
Automate staking, monitor pool health, and manage liquidations with smart contracts fully on-chain, transparent, permissionless, and built to scale decentralized finance.
Coming soon
Meet KeaFi
AI-Powered Risk Intelligence
Kea Fi. Our AI-powered risk engine that objectively analyses borrower data to assess creditworthiness without bias or human error.